In the market for a car or truck you can get even with unfavorable credit ratings? We’re the the number 1 way to seek out dealerships in Wisconsin who can offer dealer financing, otherwise known as “tote the note” auto dealers. When dealerships declare “we tote the note,” it means they don’t require a bank loan to obtain vehicles from them. Rather they grant credit directly. This means they can provide a greatly simplified auto financing solution. Don’t wait to get your car finance package arranged by a Tote the Note car lot in Wisconsin. Click the link to Get Started!
Tote The Note Auto Finance in WI
A lot of these dealers may be tricky to identify. You can often identify Tote the Note car lots in Wisconsin when they showcase their location with messaging such as:
- Buy Here and Pay Here
- Your Job is Your Credit
- We Finance Auto Dealers
If you have been turned down previously, the smartest choice is finding a retailer advertising Tote the Note cars. A lot of these dealerships frequently say yes to car loans to men or women with very below-average credit. How? Well, a customary dealer does not really approve a person to take out a loan for a vehicle. Actually, the dealership’s vehicle financing officer works with an index of lenders with which they’ve partnered to get an individual a car note. A finance company actually buys the car. The new buyer’s installments are sent to this finance company – not the dealership. Not so at any Wisconsin Tote the Note car dealership. But like most programs for those that have to get yourself a car or truck with a bad credit score, you will find there’s a drawback: Tote the Note financing rates tend to be greater than 15 percent and sometimes move above 20-23% in the event the buyer has struggled with a foreclosure.